Arizona Financial Credit Union $200 Checking Account Bonus (2026) - Review & Requirements
Full Requirements
Open Free Checking ($20): $200 for recurring direct deposits totaling $1,000+/month plus a $500 balance on day 60; lower tiers $150 ($500/mo DD, or $250/mo DD + 15 debit) and $100 (15 debit transactions). Apply online.
Fees
Free Checking has no monthly fee.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Membership: Arizona field of membership. Brand-new member with no existing primary relationship; one new-member bonus per person. Direct deposit = paycheck/investment/pension/government (Zelle/Venmo/PayPal excluded). Bonus deducted if the account is closed within 6 months. Bonus ~75 days after opening. 'May expire at any time.'
Apply
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.