Bank Bonus·2026-04-10
PSECU $300 Checking Account Bonus (2026) - Review & Requirements
Two payroll direct deposits of $500+ each within 100 days; bonus within 145 days.
Read review →
Expert reviews of the best bank account bonuses available right now. Requirements, eligibility, strategy, and effective returns — all in one place.
By Nathaniel Booth | Updated April 2026
Two payroll direct deposits of $500+ each within 100 days; bonus within 145 days.
Open with OFFER300, get two $500+ direct deposits in 75 days, bonus within 60 days after second deposit.
Use referral link, open new Varo account, and receive $500+ qualifying direct deposit within 45 days.
Up to $500 with qualifying direct deposits within 90 days; bonus within 60 days after qualification period.
For $400 tier: $5,000+ qualifying direct deposits in first 60 days; bonus 60–90 days after qualification.
Open Chase Total Checking, make $1,000+ direct deposits within 90 days, bonus posts within 15 days. Offer expires 04/15/2026.
Receive $1,000+ qualifying deposits in 90 days; bonus posts within 30 days after the 90-day period.
Cumulative $4,000 qualifying direct deposits within 90 days; bonus posts about 100 days after account opening.
Recurring direct deposits totaling $500+ in a calendar month within 60 days; bonus by end of following month.
For $250 tier: 3+ separate ACH direct deposits totaling $15,000+ in first 90 days.
Recurring $1,000 qualified direct deposit, first DD within 60 days, and 6 consecutive qualifying months for $50 x 6.
Two $1,500+ qualifying direct deposits within 90 days; bonus expected around day 120 from opening.
$50 per qualifying month for up to 6 months; paid within 30 days after each qualifying evaluation period.
Referral bonus posts instantly after qualifying DD and card activation; portal payouts are separate and variable.
Max tier is $300 for $5,000+ qualifying DD total in a 25-day window; bonus posts within 7 business days after evaluation.
Complete 2 Enhanced Direct Deposits totaling $3,000-$5,999 within 90 days. Bonus posts between day 90 and 120 after account opening.
Open by 04/06/2026, fund with $25 within 30 days, complete 2+ direct deposits totaling $8,000+ within 90 days for $450 bonus. Posts within 3...
Open PowerPlus Checking with code BOOST by 5/15/2026, complete $3,000 DD and 30 transactions in 60 days. Bonus posts by 7/31/2026.
Open Total Access Checking with $2,000+ monthly DD for 2 consecutive months for $500 bonus. Also $200 savings bonus with $15k deposit.
Perks Checking $400 with $500 DD in 90 days. Platinum Perks $600 with $25k deposits in 60 days. Bonus posts within 14 days.
Open Essential Checking with $500+ DD in 90 days for $400 bonus. Posts within 10 business days. Expires June 30, 2026.
Open checking by 5/31/2026 with $500+ DD in 90 days. Bonus based on avg daily balance: $300/$400/$600. Must keep open 12 months.
Open Foundation Checking (LEVELUP1) or Pillar Banking (LEVELUP2) with $2k/$3k/$5k DD + 3 debit purchases in 90 days for $200/$300/$500. Avai...
Open checking with $3.5k-$12k DD in 4 months for $300-$600 bonus.
$500 checking bonus with promo code PARKPIRATES. Two direct deposits totaling $5,000+ within 90 days, $50 minimum balance maintained 90 days...
$200 checking bonus with $500 opening deposit + DD/ACH in 90 days. Account must be opened in-branch (no online application).
Key Smart $300 for $2k DD or Key Select $500 for $5k DD in 90 days. 15 states.
$400 for $2k DD + 20 debit purchases in 120 days. 18 states + DC.
Complete Checking $200 for $500 DD or Beyond Checking $300 for $2.5k DD in 60 days. 16 states.
Ready Checking $300 or Elite Checking $500. $500 DD + $500 balance for 90 days. 8 states.
$600 Freestyle Checking with $3k DD in 90 days. Keep open 6 months. 5 Southern states.
$300 for $500 DD in 60 days. No fees. 6 Mid-Atlantic states.
Tiered: $100/$300/$500 for $1k/$2.5k/$4.5k DD in 60 days. MN & WI only.
$300 for $250 DD + 15 debit purchases in 60 days. 8 Southern states.
Citizens Bank $400 checking bonus with one qualifying DD of $500+ within 60 days. Available in 11 East Coast states + DC.
SECU $350 checking bonus with two $250+ DDs in 60 days plus 10 debit transactions. NC state employee membership required.
BECU $150 checking bonus with 10+ qualifying transactions in 30 days. Promo code WPNEW2026. No DD required. Expires December 31, 2026.
$300 checking bonus with 2x $250 DD + 10 debit purchases of $10+ in 90 days. Promo code CheckingPromo2026. Nationwide.
Tiered $100-$400 checking bonus with DD in 60 days. $500 opening deposit. Hawaii only.
$400 checking bonus with $1000 DD in 90 days. Promo code CON600. Premium Checking. Florida only. In-branch only.
Tiered $200-$400 checking bonus with DD + debit purchases in 75 days. Florida only.
$400 checking bonus with $2000 monthly DD in 90 days. $1000 min daily balance. Benefits Checking. FL and GA.
Up to $500 checking bonus ($300 base + $100 savings + $100 anniversary). $500 DD in 60 days. Promo code SWITCH. PA only.
$400 checking bonus with DD + 10 debit transactions in 60 days. Deluxe Checking. Ohio only.
$350 checking bonus with $1000 DD in 45 days. Free Checking. Expires May 14, 2026. NY only.
$300 checking bonus with 12 txns of $5+ for 2 months + eStatements OR $500/mo DD for 2 months. ID and WA.
$300 checking bonus with $500 DD in 60 days. Promo code 25SUMMERBONUS. Florida only.
$300 checking bonus. Get More Checking. eStatements + $1000 DD or 25 debit purchases. CT, MA, NH, RI.
$300 checking bonus. $500 monthly DD + 18 debit + eStatements for 3 months. MI and OH.
$300 checking bonus. $2000/mo DD for 3 months + 15 debit. Promo CKPR. Texas only.
$300 checking bonus. $500+ DD totaling $3000 + 30 debit in 90 days. Promo NEIGHBOR. Texas only.
$300 checking bonus. Everyday Checking. 4x $1500 DD in 180 days. Promo 1144. NJ and PA.
$150 checking bonus per DoC. Arkansas only.
$250 checking bonus. eChecking. $400 DD in 120 days + 3 months recurring DD. California only.
$250 checking bonus. $500 DD + 8 debit in 60 days. Hard pull required. Michigan only.
$200 checking bonus. $500 DD or 10 debit in 60 days. Select CA counties only.
$250 checking bonus (increased from $200). $500 deposit + $500 avg balance + 5 debit purchases of $5+ in 60 days. DD not required. Expires J...
$200 checking bonus. $250 opening + 15 debit in 60 days + eStatements. ID, MT, OR, WA.
$200 checking bonus. DD or auto-pay + 6 debit in 60 days. MN and WI.
$200 checking bonus. Keep open 210 days. Select Ohio counties only.
$200 Mastercard gift-card checking bonus. $100 opening deposit + DD (full paycheck or government benefits) required. Card mailed via USPS 2-...
Chase $500 business checking bonus. $10k deposit in 30 days, maintain 60 days, 5 transactions in 90 days. Tiered: $300/$500. Expires May 14,...
Bank of America $750 business checking bonus. $15k deposit in 30 days, maintain 60 days. Tiered: $400/$750. Expires Dec 31, 2026.
U.S. Bank $1,200 Platinum business checking bonus. $25k deposit in 30 days, maintain 60 days, 6 transactions. Promo Q2PRO26 or Q2AFL26. Tier...
Wells Fargo Business Checking: $400 for $2,500 deposit+hold OR $825 for $25,000 deposit+hold. Initiate Business Checking. Two distinct enrol...
BMO $1,000 business checking bonus. Tiered: $400/$750/$1,000. Deposit in 30 days, maintain 90 days. Expires Apr 30, 2026.
Citi $2,000 business checking bonus. In-branch only (mention offer to Business Specialist). Tiered: $300/$500/$1,000/$1,500/$2,000. Deposit ...
Huntington Bank $1,000 business checking bonus. $20k deposit in 60 days, maintain 60 days. Tiered: $400/$1,000. State restricted. Expires Ju...
M&T Bank $1,500 business checking bonus. Balance-based tiers in 3rd month. Tiered: $300/$500/$750/$1,500. State restricted. Expires June 30,...
PNC Bank $1,000 business checking bonus. Enterprise: $100k balance for 3 cycles. Tiered: $400/$500/$1,000. Expires June 30, 2026.
Fulton Bank $500 business checking bonus. $5,000 deposit in 60 days. State restricted. Expires July 15, 2026.
KeyBank $500 business checking bonus. In-branch only. State restricted: AK, CO, CT, ID, IN, MA, ME, MI, NY, OH, OR, PA, UT, VT, WA.
Grasshopper Bank up to $750 Innovator Business Checking bonus. Tiered: $300 ($10K) / $500 ($25K) / $750 ($50K) average balance May 16–July 1...
HSBC Premier Relationship checking bonus up to $5,000. Four tiers by new-money deposited: $1,500 ($150K-$249K), $2,500 ($250K-$499K), $3,500...
USAA $300 checking bonus. Military eligible only. Direct deposit required.
NASA FCU $300 Premier eChecking bonus: $500+ monthly DD and 15 debit purchases/month for 3 consecutive months within 120 days. $8 monthly fe...
Charles Schwab $500 checking bonus via referral. Tiered: $100 at $25k, $300 at $50k, $500 at $100k. 12-month hold.
BlueVine $500 business checking bonus. $5,000 deposit required.
Stanford Federal Credit Union $620 checking bonus. CA only. Direct deposit required. Also $250/$500 tiers.
Visions Federal Credit Union $500 checking bonus. NY, PA, NJ only. Direct deposit required.
Metro Credit Union $500 checking bonus. MA, NH only. Direct deposit required.
Fidelity Bank (PA) $500 checking bonus. Northeastern PA only.
Travis Credit Union $475 checking bonus. CA only. Direct deposit required.
4Front Credit Union $400 checking bonus. MI only. No DD required. 15 debit uses for 3 months.
WECU $250 checking bonus. WA only. Direct deposit required.
Country Bank $400 checking bonus. MA, NH, ME, RI, CT, VT. No direct deposit required.
Purdue Federal Credit Union $400 checking bonus. IN only (Lake & Porter County).
Flushing Bank $350 checking bonus. NY, NJ only. Direct deposit required.
Frontwave Credit Union $350 checking bonus. CA only. Direct deposit required.
PeoplesBank $350 checking bonus. MA, CT only. No direct deposit required.
Grow Financial FCU $300 checking bonus. FL, SC. Military also eligible.
Berkshire Bank $300 checking bonus plus $360 streaming credit. MA, NY, CT, RI, VT.
Camden National Bank $300 checking bonus. ME, NH only. Direct deposit required.
GECU Federal Credit Union $300 checking bonus. NM, TX only. Direct deposit required.
SAFE Credit Union $300 checking bonus. CA only. No direct deposit required.
Sacramento Credit Union $200 checking bonus. CA only. Direct deposit required.
Unitus Community Credit Union $300 checking bonus. OR only. Direct deposit required.
AllTru Credit Union $300 checking bonus. MO only. Direct deposit required.
Open 360 Performance Savings with code BONUS1500, deposit external funds within 15 days, maintain for 90 days. Bonus paid within ~60 days af...
Open Chase Savings via combo link, deposit $15,000 new money, maintain 90 days. $600 in savings-related bonuses ($200 savings + $400 combo)....
Deposit $25,000+ during offer period (Apr 8 - Jun 30, 2026), maintain through September 30, 2026. Bonus credited by March 31, 2027. Fund as ...
Open Ally Online Savings via referral link, set up automated recurring transfer ($20/mo minimum), complete 3 consecutive months. Bonus posts...
Deposit $15,000+ in new money, maintain for 6 months (182 days). Bonus credited within 60 days after qualification. Blended APY: 3.73% on fi...
TD Bank $200 savings bonus for $10k deposit. East Coast 16 states. Expires April 30, 2026.
Wintrust $200 savings bonus for $15k deposit maintained 3 months. Stackable with $500 checking bonus.
HSBC up to $7,000 savings bonus. Tiered from $10k-$500k. 4.1% APY. Premier relationship may be required.
Moomoo $200-$1,000 cash account bonus. 4.1% APY. 60-day hold. SIPC protected.
Raisin up to $1,500 savings bonus. 4.3% APY. Tiered: $100/$500/$1,000/$1,500. Stackable with TopCashback.
E*TRADE up to $6,500 brokerage bonus. 12-month hold. Tiered from $1k-$1M deposits.
Schwab up to $1,000 brokerage bonus via referral. 12-month hold.
Merrill Edge up to $1,500 brokerage bonus. 90-day hold. Stacks with BofA Preferred Rewards.
Tastytrade 4% deposit bonus (up to $10,000 on $250k deposit). 12-month hold. Promo code MYNEWBONUS, or BIGDEAL if signing up via referral li...
SoFi Invest $150 bonus for $1,000 deposit. 30-day hold. Quick and easy.
Chase Business $300/$500 checking bonus. Deposit in 30 days, maintain 60 days.
BofA Business Advantage $400/$750 checking bonus. $5k for $400 or $15k for $750. Deposit in 30 days, maintain 60 days. Expires Dec 31, 2026.
U.S. Bank Business $400/$1,200. $25k for top tier. Promo Q2AFL26.
Wells Fargo Business $400/$825. $2,500 ending balance days 30 and 60.
Citi Business $300-$2,000. 5 tiers up to $200k. 7 states only.
Huntington Business $400 ($5k deposit, Unlimited Business Checking) or $1,000 ($20k deposit, Unlimited Plus Business Checking). Apply by Jun...
M&T Business $300-$1,500. 4 tiers. Balance in 3rd month. 9 states.