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Blog/Best Checking Bonuses/Bankers Trust $400 Checking Account Bonus (2026) - Review & Requirements

Bankers Trust $400 Checking Account Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Bank Bonuses
CheckingBank BonusDirect DepositTransaction RequirementRegional
Offer Details
Bonus Amount$400
Account TypeChecking
Direct Deposit Required$400 total
Deposit Window60 days
Transactions Required25 qualifying transactions
Bonus Posts In~75 days
Keep Account Open365 days

Full Requirements

Open a primary checking account in person at a branch ($25). Within 60 days complete 25 debit transactions AND 2 direct (ACH) and/or mobile deposits of $200+ each.

Fees

Monthly FeeNot stated

Not stated.

Early Closure Fee$400

ChexSystems & Credit Pull

Chex SensitivityUnknown
Hard PullNo
Soft PullUnknown

ChexSystems / credit-pull policy not officially stated.

Eligibility

AvailabilityIA
Lifetime LimitYes

Bankers Trust markets (IA, NE, AZ). Branch opening required. Not for existing BT checking customers or anyone with a BT checking in the last 6 months; one bonus per household. $400 early-closing fee if closed within 12 months. Paid within 75 days. (A $250 market-specific variant exists.) Open by 6/30/2026.

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Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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