Chase $500 Checking Account Bonus (2026) - Review & Requirements
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Chase's $500 business checking bonus is the most accessible big-bank business bonus. Deposit $10,000 within 30 days, maintain for 60 days, and complete 5 qualifying transactions within 90 days. Tiered at $300 (for $2k) or $500 (for $10k).
Who This Checking Bonus Is Best For
Small business owners or sole proprietors who can park $10,000 for 60 days and need a mainstream business banking relationship.
How to Maximize This Bonus
Open a Chase Business Complete Checking account and deposit $10,000 within 30 days. Keep the balance for 60 days and make 5 qualifying transactions (debit card purchases, checks, ACH, wires) within 90 days. The lower $300 tier only requires $2,000 if you're short on capital.
Pros
Cons
How This Compares to Other Bonuses
Frequently Asked Questions
Can I open a Chase business account as a sole proprietor?
Yes. Sole proprietors can open a Chase Business Complete Checking using their SSN. No EIN required.
Full Requirements
Deposit $10,000 in 30 days, maintain 60 days, 5 qualifying transactions in 90 days. Expires May 14, 2026.
Fees
Waived with $2,000 minimum daily balance.
ChexSystems & Credit Pull
Standard business verification.
Eligibility
Business checking. Expires May 14, 2026. New business checking customers only.
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Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.