Chase $900 Savings Bonus (27.4% Effective APY) - 2026 Review
Bonus Tiers & Effective APY
Eligibility
New Chase Total Checking account via coupon EK42726. Not eligible if existing Chase checking customer, closed a Chase checking account within 90 days, or closed with negative balance within 3 years. One opening-related bonus per 24 months. Plus one qualifying direct deposit required within 90 days (payroll/pension/government benefits via ACH, RTP, FedNow, or debit network — Zelle/checks/wires/P2P do not count). Monthly fee waivable with $500+ DD, $1,500+ daily balance, or $5,000+ avg daily balance.
Fees
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