Cyprus Credit Union $300 Checking Account Bonus (2026) - Review & Requirements
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Cyprus Credit Union offers a $300 checking bonus for $500/month in direct deposits for 3 months. Dream Rewards Checking with no monthly fee. Utah only.
Who This Checking Bonus Is Best For
Utah residents with a steady paycheck who can maintain consistent DD for 3 months.
How to Maximize This Bonus
Open Dream Rewards Checking and set up $500+ monthly direct deposit for 3 consecutive months. Consistency is key — don't miss a month.
Pros
Cons
How This Compares to Other Bonuses
Utah First FCU ($500) pays more but requires 6 months. Cyprus CU's $300 in 3 months is faster for those who want a quicker payout.
Frequently Asked Questions
Which states have Cyprus Credit Union?
Utah only.
Full Requirements
Open Dream Rewards Checking with $500/month DD for 3 months.
Fees
No monthly fee on Dream Rewards Checking.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
Utah residents only. New members only.
Apply
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