Flagstar Bank $200 Checking Account Bonus (2026) - Review & Requirements
Full Requirements
New member opens an eligible checking account via a referral, receives $1,000+ in ACH direct deposits within 90 days, makes 10+ debit purchases (or 10+ Bill Pay/Zelle payments), and keeps the account open 90 days. Apply online.
Fees
Not stated.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Flagstar Financial is a multi-state bank (MI, NY among others). Paid as a $200 Visa Reward Card 4–6 weeks after completion; early closure within 180 days may forfeit the bonus. Referral-based. No fixed deadline stated.
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