Four Leaf Federal Credit Union $550 Checking Account Bonus (2026) - Review & Requirements
Full Requirements
Open a new Free Checking by 12/31/2026. Receive $350 after first qualifying recurring direct deposit of $500+ within 90 days. Earn an additional $100 after 12 consecutive months of qualifying DDs, and a third $100 after 24 consecutive months. Qualifying DDs must be recurring electronic deposits of paycheck, pension, or government benefits.
Fees
Free Checking has no monthly fee.
ChexSystems & Credit Pull
ChexSystems sensitive — approval reportedly depends on how many accounts you've opened in the last 1-2 months (zero or one is ideal). Credit card funding not allowed.
Eligibility
Four Leaf FCU (formerly Bethpage Federal Credit Union, rebranded 2026). Membership eligibility paths not detailed in the offer terms — verify on the bank page before applying. Account must be opened between 02/02/2026 and 12/31/2026.
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