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Fulton Bank $500 Checking Account Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Bank Bonuses
CheckingBank BonusRegionalEasy Approval
Offer Details
Bonus Amount$500
Account TypeChecking
Deposit Window60 days
Bonus Posts In~90 days
Keep Account Open180 days

What Counts as Direct Deposit

Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.

YES
Payroll
Business payroll deposits work.
NO
Government benefits (SSA, pension)
Not applicable for business accounts.
Source: Doctor of Credit DD Methods Database. Data points are community-reported and may change. Always verify with the bank.

Overview

Fulton Bank offers a $500 business checking bonus for a $5,000 deposit within 60 days. Available in the Mid-Atlantic region (DE, DC, MD, NJ, PA, VA). Simple deposit-only requirement.

Who This Checking Bonus Is Best For

Business owners in the Mid-Atlantic region who want a simple deposit-only bonus without transaction requirements.

How to Maximize This Bonus

Open a Fulton Bank business checking account and deposit $5,000 within 60 days. No transaction or direct deposit requirements — just fund and hold. Straightforward and low-effort.

Pros

+Simple $5,000 deposit requirement
+No transaction requirements
+60-day funding window is generous

Cons

-State restricted to 6 Mid-Atlantic states
-$10/month fee unless qualifying balance maintained

How This Compares to Other Bonuses

Frequently Asked Questions

Which states qualify for Fulton Bank business checking?

Delaware, Washington DC, Maryland, New Jersey, Pennsylvania, and Virginia.

Full Requirements

$5,000 deposit in 60 days. Expires July 15, 2026.

Fees

Monthly Fee$10/mo

Waived with qualifying balance.

ChexSystems & Credit Pull

Chex SensitivityLow
Hard PullNo
Soft PullYes

Standard business verification.

Eligibility

AvailabilityDE
Lifetime LimitYes

Business checking. State restricted: DE, DC, MD, NJ, PA, VA. Expires July 15, 2026. New business checking customers only.

Apply

Open Account →
Additional sources:
doctorofcredit.com
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Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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