Garden Island Federal Credit Union $25 Checking Account Bonus (2026) - Review & Requirements
Full Requirements
Referred new member: open a Primary Share account plus Share Draft or Mala Checking ($5 min), register for online/mobile banking, enroll in e-Statements, and receive a qualifying direct deposit of $1,000+/month. $25 paid to both the new member and the referrer within 60 days. A referral is required (present a referral card or email it).
Fees
No monthly checking fee.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
KAUAI COUNTY ONLY — membership restricted to Kauai residents/workers. New member must be referred by an existing member (publicly available via the member referral program). Requires a $1,000+/month direct deposit, online banking, and e-Statements. $25 to the new member, paid within 60 days. No stated deadline.
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