Metro Credit Union $400 Checking Account Bonus (2026) - Review & Requirements
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Metro Credit Union's public checking offer pays $400 after one monthly recurring direct deposit and eStatement enrollment are established within 60 days. No minimum direct-deposit amount is stated.
Who This Checking Bonus Is Best For
Eligible Massachusetts and southern New Hampshire residents who can establish recurring direct deposit quickly.
How to Maximize This Bonus
Open an eligible checking account, enroll in eStatements, and establish one monthly recurring qualifying direct deposit within 60 days. Confirm that you meet Metro's Massachusetts or southern New Hampshire field of membership.
Pros
Cons
How This Compares to Other Bonuses
Frequently Asked Questions
Is Metro Credit Union available outside of Massachusetts?
Yes, Metro CU also serves New Hampshire. You must be in their service area in either state.
Full Requirements
Open an eligible checking account, enroll in eStatements, and establish one monthly recurring qualifying direct deposit within 60 days. The public offer does not state a minimum direct-deposit amount.
Fees
No monthly maintenance fee on the eligible account.
ChexSystems & Credit Pull
Eligibility
New Metro Credit Union checking customers who live, work, or have a business in Barnstable, Bristol, Essex, Franklin, Hampden, Hampshire, Middlesex, Norfolk, Plymouth, Suffolk, or Worcester County in Massachusetts, or Hillsborough, Cheshire, Merrimack, or Strafford County in New Hampshire.
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