Oregon State Credit Union $300 Checking Account Bonus (2026) - Review & Requirements
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Oregon State Credit Union offers a $300 checking bonus for $500/month in direct deposits for 2 months (within 60 days). Available in OR and WA.
Who This Checking Bonus Is Best For
Residents of OR or WA with a regular paycheck of $500+ per month.
How to Maximize This Bonus
Open checking and set up $500+ monthly direct deposit for 2 consecutive months. Straightforward DD-only requirement.
Pros
Cons
How This Compares to Other Bonuses
Same $300 as Numerica CU (also in WA) but DD-only. Numerica offers a transaction-based alternative if you can't move your DD.
Frequently Asked Questions
Which states have Oregon State Credit Union?
OR and WA.
Full Requirements
Open checking with $500/month DD for 2 months (within 60 days).
Fees
No monthly fee.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
Available in OR and WA. New members only.
Apply
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.