Patelco Credit Union $50 Checking Account Bonus (2026) - Review & Requirements
Full Requirements
New member opens a checking account ($100 min deposit) via referral. No direct deposit required. $50 to the new member (and $50 to the referrer); an added $50 for opening a money market afterward. Apply online.
Fees
No monthly fee on eligible checking.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Membership open to anyone via the Financial Fitness Association (Patelco pays first-year dues), plus ~16 Northern CA counties, UC Berkeley/SFSU/CSU East Bay alumni, and family. Bonus credited to savings within 5 business days after the checking requirements are met.
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