Raisin $1,500 Savings Bonus (6.4% Effective APY) - 2026 Review
Bonus Tiers & Effective APY
Overview
Raisin's savings bonus offers up to $1,500 across four tiers from $10,000 to $200,000. With a 4.3% base APY and the ability to stack with TopCashback, this can be one of the higher total-return savings plays available.
Who This Savings Bonus Is Best For
Savers looking for a competitive APY plus stackable bonuses. Especially strong for those who use TopCashback for additional cashback.
How to Maximize This Bonus
Open a Raisin savings account and deposit within 30 days. Maintain for 90 days. For maximum value, go through TopCashback first to stack an additional cashback bonus on top. The $100 tier at $10,000 is the most accessible entry point.
Pros
Cons
How This Compares to Other Bonuses
Frequently Asked Questions
What is Raisin?
Raisin is a savings marketplace that partners with FDIC-insured banks. You open an account through Raisin and your deposit is held at a partner bank.
Eligibility
New Raisin customers. Deposit within 30 days, maintain 90 days. Stackable with TopCashback.
Fees
Apply
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Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.