Royal Credit Union $400 Checking Account Bonus (2026) - Review & Requirements
Full Requirements
Open a new checking account and receive 2 qualifying payroll direct deposits of $400+ each within 120 days. Bonus paid to a Primary Base Savings account. Apply online.
Fees
No monthly fee on eligible checking.
ChexSystems & Credit Pull
ChexSystems / credit-pull policy not officially stated.
Eligibility
Membership: Royal CU field of membership (WI/MN). Open window 5/4/2026–6/12/2026 (closes today). Ineligible if you had a Royal checking account in the last 12 months; one per member. Account must stay open 6 months. Paid within 10 days of the 2nd deposit.
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.