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SouthState Bank $300 Checking Account Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Bank Bonuses
CheckingBank BonusDirect DepositTransaction RequirementRegionalEasy ApprovalNo Monthly Fee
Offer Details
Bonus Amount$300
Account TypeChecking
Direct Deposit Required$250 total
Deposit Window60 days
Transactions Required15 qualifying transactions
Bonus Posts In~30 days

What Counts as Direct Deposit

Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.

YES
Employer payroll
YES
Government benefits (SSA, pension)
YES
Automatic draft ($25+)
Alternative to DD — just 1 auto draft of $25+ works.
MAYBE
Fidelity ACH push
NO
PayPal ACH
NO
Venmo ACH
NO
Zelle
Source: Doctor of Credit DD Methods Database. Data points are community-reported and may change. Always verify with the bank.

Overview

SouthState Bank offers $300 for $250 DD (or just a $25 auto draft!) plus 15 debit purchases in 60 days. Available in 8 Southern states.

Who This Checking Bonus Is Best For

Southern state residents. The $25 auto-draft alternative means almost anyone can qualify without changing their paycheck.

How to Maximize This Bonus

Open checking with promo code 300BONUS. Set up DD of $250+ or even just a $25 automatic draft. Make 15 debit purchases within 60 days.

Pros

+$300 bonus
+$25 auto-draft counts instead of DD
+8 states
+No monthly fee

Cons

-15 debit purchases required
-State-restricted

How This Compares to Other Bonuses

The auto-draft alternative makes this one of the easiest $300 bonuses. Compare to Quad City B&T ($300, no DD, 3 debit).

Frequently Asked Questions

Which states have SouthState?

AL, CO, FL, GA, NC, SC, TX, VA.

Related Bonus Reviews

Full Requirements

$250 DD or 1 auto draft of $25+ within 60 days. 15 debit purchases in 60 days. Promo code 300BONUS. Expires June 30, 2026.

Fees

Monthly Fee$0

No monthly fee.

ChexSystems & Credit Pull

Chex SensitivityLow
Hard PullNo
Soft PullYes

Low ChexSystems sensitivity.

Eligibility

AvailabilityAL
Lifetime LimitNo

New checking customers only.

Apply

Open Account →
Additional sources:
southstatebank.com
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Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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