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Blog/Best Checking Bonuses/TruNorth Bank $300 Checking Account Bonus (2026) - Review & Requirements

TruNorth Bank $300 Checking Account Bonus (2026) - Review & Requirements

By Nathaniel Booth2026-04-10Bank Bonuses
CheckingBank BonusTransaction RequirementRegionalEasy ApprovalNo Monthly Fee
Offer Details
Bonus Amount$300
Account TypeChecking
Transactions Required25 qualifying transactions
Bonus Posts In~90 days

What Counts as Direct Deposit

Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.

YES
Employer payroll
YES
Government benefits (SSA, pension)
MAYBE
Fidelity ACH push
Limited data points for this bank.
NO
PayPal ACH
NO
Venmo ACH
NO
Zelle
Source: Doctor of Credit DD Methods Database. Data points are community-reported and may change. Always verify with the bank.

Overview

TruNorth Bank offers up to $300 with its Get More Checking account. You can qualify with either $1,000+ recurring direct deposit or 25+ debit purchases of $10+ per month, plus eStatements enrollment.

Who This Checking Bonus Is Best For

New England residents (CT, MA, NH, RI) who want a $300 bonus with a no-DD debit option.

How to Maximize This Bonus

Open Get More Checking and enroll in eStatements. The debit-only path (25 purchases of $10+) makes this accessible even without a paycheck to redirect.

Pros

+No direct deposit required if using debit path
+Available in 4 New England states

Cons

-25 debit purchases per month is a high bar
-Regional availability only

How This Compares to Other Bonuses

One of the few $300 bonuses in New England with a no-DD path.

Frequently Asked Questions

Do I need direct deposit for TruNorth?

No, you can qualify with 25+ debit purchases of $10+ per month instead.

Full Requirements

Get More Checking. Up to $300. Requires eStatements + either $1,000+ recurring DD OR 25+ debit purchases of $10+.

Fees

Monthly Fee$0

No monthly fee.

ChexSystems & Credit Pull

Chex SensitivityLow
Hard PullNo
Soft PullYes

Low ChexSystems sensitivity.

Eligibility

AvailabilityCT
Lifetime LimitYes

Available in CT, MA, NH, RI. New checking customers only.

Apply

Open Account →
Additional sources:
doctorofcredit.com
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Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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