U.S. Bank $1,200 Checking Account Bonus (2026) - Review & Requirements
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
U.S. Bank's Platinum Business Checking bonus offers up to $1,200 for a $25,000 deposit maintained for 60 days plus 6 qualifying transactions. Use promo code Q2AFL26. This is one of the largest non-Citi business checking bonuses available.
Who This Checking Bonus Is Best For
Business owners with $25,000 to park for 60 days who want a premium business checking relationship with U.S. Bank.
How to Maximize This Bonus
Open a Platinum Business Checking account with promo code Q2AFL26. Deposit $25,000 within 30 days and maintain for 60 days. Complete 6 qualifying transactions to satisfy all requirements. The lower $400 tier requires only $5,000.
Pros
Cons
How This Compares to Other Bonuses
Frequently Asked Questions
Where do I enter the promo code?
Enter promo code Q2AFL26 during the online application process for the Platinum Business Checking account.
Full Requirements
Platinum Business Checking. $25,000 deposit in 30 days, maintain 60 days, 6 qualifying transactions. Promo Q2AFL26. Expires June 30, 2026.
Fees
Waived with $15,000 minimum daily balance.
ChexSystems & Credit Pull
Standard business verification.
Eligibility
Business checking. Promo code Q2AFL26. Expires June 30, 2026. New business checking customers only.
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Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.