Blog/Best Savings Bonuses/Bank of America $400–$750 Business Savings Bonus (29.2% Effective APY) - 2026 Review

Bank of America $400–$750 Business Savings Bonus (29.2% Effective APY) - 2026 Review

By Nathaniel Booth2026-04-10Savings Bonuses
Business SavingsBank BonusNationwideBusinessTiered Bonus
Offer Details
Account TypeSavings
Base APY0.00%
Funding Window30 days
Maintenance Period60 days
Total Hold~100 days

Bonus Tiers & Effective APY

$5,000 deposit29.2% effective APY
Cash Bonus$400
Est. Interest~$0
Total Earnings~$400
$15,000 deposit18.3% effective APY
Cash Bonus$750
Est. Interest~$0
Total Earnings~$750

Overview

Bank of America's $750 Business Advantage checking bonus requires a $15,000 deposit maintained for 60 days. Tiered at $400 (for $5k) or $750 (for $15k). One of the higher-value business checking bonuses available nationwide.

Who This Savings Bonus Is Best For

Business owners with $15,000 in idle cash looking for a top-tier business checking bonus from a major bank.

How to Maximize This Bonus

Open a Business Advantage checking account, deposit $15,000 within 30 days, and maintain the balance for 60 days. The $400 tier at $5,000 is a solid option if you can't commit the full $15k. Expires Dec 31, 2026, so there's a long window to act.

Pros

+$750 is one of the highest business checking bonuses
+Long expiration (Dec 31, 2026)
+Nationwide availability

Cons

-$16/month fee unless $5,000 daily balance maintained
-Requires $15,000 deposit for top tier

How This Compares to Other Bonuses

Frequently Asked Questions

What type of business account qualifies?

Business Advantage Fundamentals, Relationship, or Unlimited checking accounts all qualify for this bonus.

Eligibility

AvailabilityNationwide
Lifetime LimitYes

Business Advantage checking. New business checking customers only. Expires Dec 31, 2026.

Fees

Monthly Fee$16

Apply

Open Account →

Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

Additional sources:
doctorofcredit.com
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Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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