Chase $300–$500 Business Checking Bonus (2026) - Review & Requirements
Bonus Tiers & Effective APY
Overview
Chase's $500 business checking bonus is the most accessible big-bank business bonus. Deposit $10,000 within 30 days, maintain for 60 days, and complete 5 qualifying transactions within 90 days. Tiered at $300 (for $2k) or $500 (for $10k).
Who This Checking Bonus Is Best For
Small business owners or sole proprietors who can park $10,000 for 60 days and need a mainstream business banking relationship.
How to Maximize This Bonus
Open a Chase Business Complete Checking account and deposit $10,000 within 30 days. Keep the balance for 60 days and make 5 qualifying transactions (debit card purchases, checks, ACH, wires) within 90 days. The lower $300 tier only requires $2,000 if you're short on capital.
Pros
Cons
How This Compares to Other Bonuses
Frequently Asked Questions
Can I open a Chase business account as a sole proprietor?
Yes. Sole proprietors can open a Chase Business Complete Checking using their SSN. No EIN required.
Full Requirements
Deposit $10,000 in 30 days, maintain 60 days, 5 qualifying transactions in 90 days. Expires May 14, 2026.
Fees
Waived with $2,000 minimum daily balance.
ChexSystems & Credit Pull
Standard business verification.
Eligibility
Business checking. Chase business deposit accounts are not available to Hawaii businesses (no HI Chase branches; confirmed by HI residents). Note: Chase business CREDIT CARDS are obtainable in HI. Expires May 14, 2026. New business checking customers only.
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