Dedham Savings $250–$750 Checking Account Bonus (2026) - Review & Requirements
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Dedham Savings offers up to $750 for their Free and Easy Checking — the highest checking bonus from a community bank. Tiered: $250 at $2.5k DD, $500 at $10k DD, $750 at $20k DD. Plus 5 bill payments or debit purchases. Massachusetts only.
Who This Checking Bonus Is Best For
Massachusetts residents with high income who can route $10k-$20k in DD. The $750 top tier is one of the highest checking bonuses available anywhere.
How to Maximize This Bonus
Open Free and Easy Checking and route $20k in DD within 90 days for the maximum $750. Make 5 bill payments or debit purchases of $5+. The $250 tier at $2.5k DD is accessible for most people. No monthly fee.
Pros
Cons
How This Compares to Other Bonuses
The $750 is higher than any national bank checking bonus. Compare to Huntington Platinum ($600 for $25k deposit) which is a deposit, not DD. Dedham's $250 for $2.5k DD tier compares to KeyBank ($300 for $2k DD).
Frequently Asked Questions
Is Dedham Savings available outside Massachusetts?
No. Dedham Savings is a Massachusetts-only community bank.
Related Bonus Reviews
Full Requirements
Open Free and Easy Checking. Tiered bonus: $250 at $2,500 DD, $500 at $10,000 DD, $750 at $20,000+ DD in 90 days. Must also make 5 bill payments OR 5 debit card purchases of $5+.
Fees
Free and Easy Checking has no monthly maintenance fee.
ChexSystems & Credit Pull
Standard ChexSystems inquiry.
Eligibility
Massachusetts only. Community bank with branches in the Dedham area.
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