Blog/Best Savings Bonuses/Fulton Bank $500 Business Savings Bonus (40.6% Effective APY) - 2026 Review

Fulton Bank $500 Business Savings Bonus (40.6% Effective APY) - 2026 Review

By Nathaniel Booth2026-04-10Savings Bonuses
Business SavingsBank BonusNationwideBusinessNo Monthly Fee
Offer Details
Account TypeSavings
Base APY0.00%
Funding Window60 days
Maintenance Period30 days
Total Hold~90 days

Bonus Tiers & Effective APY

$5,000 deposit40.6% effective APY
Cash Bonus$500
Est. Interest~$0
Total Earnings~$500

Overview

Fulton Bank offers a $500 business checking bonus for a $5,000 deposit within 60 days. Available in the Mid-Atlantic region (DE, DC, MD, NJ, PA, VA). Simple deposit-only requirement.

Who This Savings Bonus Is Best For

Business owners in the Mid-Atlantic region who want a simple deposit-only bonus without transaction requirements.

How to Maximize This Bonus

Open a Fulton Bank business checking account and deposit $5,000 within 60 days. No transaction or direct deposit requirements — just fund and hold. Straightforward and low-effort.

Pros

+Simple $5,000 deposit requirement
+No transaction requirements
+60-day funding window is generous

Cons

-State restricted to 6 Mid-Atlantic states
-$10/month fee unless qualifying balance maintained

How This Compares to Other Bonuses

Frequently Asked Questions

Which states qualify for Fulton Bank business checking?

Delaware, Washington DC, Maryland, New Jersey, Pennsylvania, and Virginia.

Eligibility

AvailabilityDE
Lifetime LimitYes

New business checking customers only. State restricted: DE, DC, MD, NJ, PA, VA. Expires July 15, 2026.

Fees

Monthly Fee$0

Apply

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Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

Additional sources:
doctorofcredit.com
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Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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