Blog/Best Savings Bonuses/Huntington Bank $400–$1,000 Business Savings Bonus (24.3% Effective APY) - 2026 Review

Huntington Bank $400–$1,000 Business Savings Bonus (24.3% Effective APY) - 2026 Review

By Nathaniel Booth2026-04-10Savings Bonuses
Business SavingsBank BonusNationwideBusinessTiered Bonus
Offer Details
Account TypeSavings
Base APY0.00%
Funding Window60 days
Maintenance Period60 days
Total Hold~120 days

Bonus Tiers & Effective APY

$5,000 deposit24.3% effective APY
Cash Bonus$400
Est. Interest~$0
Total Earnings~$400
$20,000 deposit15.2% effective APY
Cash Bonus$1,000
Est. Interest~$0
Total Earnings~$1,000

Overview

Huntington Bank offers up to $1,000 for business checking: $400 at $5k deposit or $1,000 at $20k. Deposit within 60 days and maintain for 60 days. Available in 13 states across the Midwest, Southeast, and Texas.

Who This Savings Bonus Is Best For

Business owners in Huntington's 13-state footprint who can park $20,000 for 60 days.

How to Maximize This Bonus

Open a Huntington business checking account and deposit $20,000 within 60 days for the full $1,000. Maintain for 60 days. The $400 tier at $5,000 is a solid alternative if you want to minimize capital commitment.

Pros

+$1,000 bonus is strong for regional bank
+60-day windows for both deposit and maintenance
+Lower $400 tier available at $5,000

Cons

-Limited to 13 states
-$20/month fee unless $5,000 daily balance maintained

How This Compares to Other Bonuses

Frequently Asked Questions

Which states have Huntington branches?

OH, MI, IN, PA, KY, WV, IL, CO, MN, SC, WI, NC, and TX. You need to be in one of these states to open the account.

Eligibility

AvailabilityOH
Lifetime LimitYes

New business checking customers only. State restricted. Expires June 16, 2026 — verify still live.

Fees

Monthly Fee$40

Apply

Open Account →

Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

Additional sources:
doctorofcredit.com
Track This Bonus in Stacks OS

Add this offer directly to your dashboard so you can track its requirements, deadline, and payout.

Bonus tracking is included in the free plan.
Get notified when new bonuses drop
Weekly updates on the best bank and savings bonuses. No spam — just the offers worth doing.
Watch the Video Breakdown

Nathaniel covers the best bank bonuses, credit card strategies, and savings optimization on his YouTube channel.

Subscribe on YouTube →

Comments (0)

Loading comments...
Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

← All reviewsBest checking bonusesBest savings bonuses