Navy Federal Credit Union $250 Checking Account Bonus (2026) - Review & Requirements
Full Requirements
Join Navy Federal (online or in-branch) with promo code AM250CHK and open a checking account as primary owner by 7/31/2026. Complete qualifying direct deposit transactions by 11/30/2026: recurring ACH/payroll/allotment totaling at least $500 recurring for 3 of 4 consecutive months. $5 minimum to open/maintain the Membership Share Savings Account. Bonus paid to the Membership Savings Account.
Fees
Navy Federal checking accounts have no monthly service fee.
ChexSystems & Credit Pull
Membership requires military affiliation eligibility verification.
Eligibility
MILITARY-AFFILIATION ELIGIBILITY REQUIRED (DoD/military/veteran/family). Nationwide, not state-specific. Promo code AM250CHK; new members joining with a new checking account as primary owner. Replaces the prior $200 CHK26MJ offer that ended 6/30/2026.
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