Point Breeze Credit Union $275 Checking Account Bonus (2026) - Review & Requirements
What Counts as Direct Deposit
Based on community data points and bank terms. Employer payroll is always the safest method. "Mixed" means some users report success but it is not guaranteed.
Overview
Point Breeze Credit Union offers a $275 checking bonus for $400+ DD within 45 days plus 12 debit card swipes and eStatement enrollment. Maryland only.
Who This Checking Bonus Is Best For
Maryland residents looking for a credit union bonus with a low DD requirement.
How to Maximize This Bonus
Set up $400+ direct deposit, make 12 debit purchases, and enroll in eStatements within 45 days. Low DD threshold makes this accessible.
Pros
Cons
How This Compares to Other Bonuses
One of the few Maryland-specific checking bonuses. $275 for $400 DD is a good ratio.
Frequently Asked Questions
Which states have Point Breeze Credit Union?
Maryland only.
Full Requirements
$400+ DD within 45 days + 12 debit card swipes within 45 days + eStatement enrollment.
Fees
No monthly fee.
ChexSystems & Credit Pull
Low ChexSystems sensitivity.
Eligibility
Maryland residents only. New members only.
Apply
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