Blog/Best Savings Bonuses/Provident Bank $300–$750 Business Savings Bonus (21.9% Effective APY) - 2026 Review

Provident Bank $300–$750 Business Savings Bonus (21.9% Effective APY) - 2026 Review

By Nathaniel Booth2026-04-10Savings Bonuses
Business SavingsBank BonusNationwideBusinessNo Monthly FeeTiered Bonus
Offer Details
Account TypeSavings
Base APY0.00%
Funding Window30 days
Maintenance Period60 days
Total Hold~100 days

Bonus Tiers & Effective APY

$5,000 deposit21.9% effective APY
Cash Bonus$300
Est. Interest~$0
Total Earnings~$300
$10,000 deposit18.3% effective APY
Cash Bonus$500
Est. Interest~$0
Total Earnings~$500
$15,000 deposit18.3% effective APY
Cash Bonus$750
Est. Interest~$0
Total Earnings~$750

Eligibility

AvailabilityNJ
Lifetime LimitNo

Small Business Month promo. New Small Business Checking ($50 min open) with new money; maintain avg balance $5k ($300) / $10k ($500) / $15k ($750) for two full statement cycles. Bonus credited within 120 days. Business TIN cannot have held a Provident business checking in prior 12 months. Branch-only (NJ/NY/PA). $15 early-closure fee if closed within 6 months.

Fees

Monthly Fee$0

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Affiliate disclosure: Fat Stacks Academy may earn a commission if you open an account through this link, at no additional cost to you.

Additional sources:
doctorofcredit.com
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Affiliate Disclosure

Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.

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