Wells Fargo $400–$825 Business Savings Bonus (58.4% Effective APY) - 2026 Review
Bonus Tiers & Effective APY
Overview
Wells Fargo's $825 business checking bonus has unusually low balance requirements — just $2,500 ending daily balance on days 30 and 60. This makes it one of the most capital-efficient business checking bonuses available.
Who This Savings Bonus Is Best For
Business owners who want maximum bonus with minimal capital commitment. $825 on just $2,500 is excellent return on capital.
How to Maximize This Bonus
Open a Wells Fargo business checking account and ensure a $2,500 ending daily balance on both day 30 and day 60. That's it — no transaction requirements. The low capital requirement makes this an easy stacking play alongside other business bonuses.
Pros
Cons
How This Compares to Other Bonuses
Frequently Asked Questions
Do I need to make any transactions?
No. The Wells Fargo business bonus only requires maintaining a $2,500 ending daily balance on days 30 and 60. No transaction requirements.
Eligibility
Initiate Business Checking. New Wells Fargo business checking customers only. Each tier has its OWN enrollment URL — use the correct one. Expires July 7, 2026.
Fees
Apply
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Fat Stacks Academy may earn a commission when you open an account through links on this page, at no additional cost to you. Commissions do not influence our reviews — we verify offer terms directly with each bank before publishing and do not accept paid placement in our rankings. Bonus offers, requirements, and fees are determined by each financial institution and may change at any time. Always verify the current terms directly with the bank before applying. This content is for informational purposes only and does not constitute financial advice.