The Master List · June 2026
Every live bank bonus
worth doing in 2026
129 active offers across personal checking, savings, business, and brokerage — ranked, reviewed, and continuously updated. Last refreshed June 10, 2026.
129
Total live bonuses
91
Personal checking
11
Savings
21
Business
6
Brokerage
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Weekly updates on the best bank and savings bonuses. No spam — just the offers worth doing.
🏦Personal Checking Bonuses
See full checking rankings →91 live offers · ranked by bonus amount
TOP PICK
HSBC
$5,000
$5,000 DD · ?d window
HSBC Premier's checking bonus pays up to $1,500 for depositing $150,000+ in qualifying funds. The $600 tier at $75,000 is the more…
Broadview Federal Credit Union
$800
$1,000 DD · 45d window
Broadview Federal Credit Union offers a $350 checking bonus for $1,000 in direct deposits within 60 days. Free Checking with no mo…
KeyBank
$700
$5,000 DD · 90d window
KeyBank offers $300 (Smart Checking) or $500 (Select Checking) with straightforward DD requirements. Available in 15 states. The $…
Stanford Federal Credit Union
$625
See offer for requirements
Stanford Federal Credit Union offers up to $620 in checking bonuses with direct deposit, making it one of the highest credit union…
Teachers Federal Credit Union
$600
See offer for requirements
Teachers Federal Credit Union pays $300 in checking bonuses — $50 per month for 6 consecutive qualifying months. Like KeyPoint CU,…
Huntington Bank
$600
$500 DD · 90d window
Huntington Bank's $400 Perks Checking bonus only requires $500 in direct deposits within 90 days — one of the lowest DD requiremen…
💰Personal Savings Bonuses
See full savings rankings →11 live offers · ranked by effective APY
TOP PICK
Ally
$100
$60 hold · 90d · 679.2% eff APY
Ally's $100 savings referral bonus is the easiest savings bonus available. Set up a $20/month recurring transfer for 3 months, and…
Chase
$600
$15,000 hold · 120d · 12.2% eff APY
Chase's savings combo bonus delivers up to $600 in savings-related bonuses when combined with their checking offer. Park $15,000 f…
HSBC
$1,500
$100,000 hold · 120d · 8.7% eff APY
HSBC's Premier savings bonus pays up to $5,000 on a $500,000 deposit — one of the largest savings bonuses available, but gated beh…
Capital One
$300
$20,000 hold · 105d · 8.6% eff APY
Capital One's 360 Performance Savings bonus pays up to $1,500 for depositing and maintaining $100,000 in new funds for about 105 d…
| # | Bank | Bonus | Min Deposit | Hold | Eff. APY |
|---|---|---|---|---|---|
| 1 | Ally | $100 | $60 | 90d | 679.2% |
| 2 | Chase | $450 | $5,000 | 120d | 27.4% |
| 3 | Chase | $600 | $15,000 | 120d | 12.2% |
| 4 | AdelFi Credit Union | $100 | $5,000 | 60d | 12.2% |
| 5 | HSBC | $1,500 | $100,000 | 120d | 8.7% |
| 6 | Capital One | $300 | $20,000 | 105d | 8.6% |
| 7 | TD Bank | $200 | $10,000 | 120d | 8.1% |
| 8 | Ameriprise | $300 | $25,000 | 120d | 6.7% |
| 9 | Raisin | $70 | $10,000 | 120d | 6.4% |
| 10 | Wintrust Bank | $200 | $15,000 | 120d | 5.1% |
| 11 | Seacoast Bank | $200 | $25,000 | 180d | 1.6% |
💼Business Bonuses
13 checking + 8 savings · the largest payouts in the game
TOP PICK
Citi
$2,000
Citi $2,000 business checking bonus. In-branch only (mention offer to Business Specialist). Tiered:
M&T Bank
$1,500
M&T Bank $1,500 business checking bonus. Balance-based tiers in 3rd month. Tiered: $300/$500/$750/$1
U.S. Bank
$1,200
U.S. Bank $1,200 Platinum business checking bonus. $25k deposit in 30 days, maintain 60 days, 6 tran
Huntington Bank
$1,000
Huntington Bank $1,000 business checking bonus. $20k deposit in 60 days, maintain 60 days. Tiered: $
PNC Bank
$1,000
PNC Bank $1,000 business checking bonus. Enterprise: $100k balance for 3 cycles. Tiered: $400/$500/$
Wells Fargo
$825
Wells Fargo Business Checking: $400 for $2,500 deposit+hold OR $825 for $25,000 deposit+hold. Initia
| # | Bank | Bonus | Type | Expires | Fee |
|---|---|---|---|---|---|
| 1 | Citi | $2,000 | Business | — | $15 |
| 2 | M&T Bank | $1,500 | Business | — | $25 |
| 3 | U.S. Bank | $1,200 | Business | — | $30 |
| 4 | Huntington Bank | $1,000 | Business | — | $40 |
| 5 | PNC Bank | $1,000 | Business | — | $25 |
| 6 | Wells Fargo | $825 | Business | — | $15 |
| 7 | Bank of America | $750 | Business | — | $16 |
| 8 | BMO | $750 | Business | — | $10 |
| 9 | Grasshopper Bank | $750 | Business | — | $0 |
| 10 | Chase | $500 | Business | — | $15 |
| 11 | Fulton Bank | $500 | Business | — | $0 |
| 12 | BlueVine | $500 | Business | — | $0 |
| 13 | U.S. Bank | $450 | Business | — | $12 |
📈Brokerage Bonuses
6 live offers · SIPC-insured platforms, cash + stock rewards
TOP PICK
SoFi Invest
$150
$1,000 · 30d hold · 182.5% eff APY
SoFi Invest's $150 bonus on a $1,000 deposit with a 30-day hold is one of the highest-ROI short-hold bonuses anywhere — a 15% retu…
Moomoo
$100
$2,000 · 90d hold · 24.4% eff APY
Moomoo's cash account bonus pays up to $1,000 on a $100,000 deposit, with a 4.1% APY on idle cash and a surprisingly short 60-day …
E*TRADE
$50
$1,000 · 365d hold · 8.5% eff APY
E*TRADE's brokerage bonus pays up to $6,500 for depositing up to $1 million into a new brokerage or IRA account. Seven tiers from …
Merrill Edge
$100
$20,000 · 90d hold · 5.5% eff APY
Merrill Edge's brokerage bonus pays up to $1,500 on $500,000, with a notably short 90-day hold — the shortest of the major brokera…
Charles Schwab
$100
$25,000 · 365d hold · 3.9% eff APY
Schwab's referral-based brokerage bonus pays up to $1,000 for moving $500,000 or more to a new Schwab brokerage or IRA, with a 12-…
Tastytrade
$100
$5,000 · 365d hold · 2.0% eff APY
Tastytrade's brokerage bonus pays up to $5,000 on $250,000, with a 12-month hold and a low $5,000 entry tier. Unlike other brokera…
| # | Platform | Bonus | Min Deposit | Hold | Eff. APY |
|---|---|---|---|---|---|
| 1 | SoFi Invest | $150 | $1,000 | 30d | 182.5% |
| 2 | Moomoo | $100 | $2,000 | 90d | 24.4% |
| 3 | E*TRADE | $50 | $1,000 | 365d | 8.5% |
| 4 | Merrill Edge | $100 | $20,000 | 90d | 5.5% |
| 5 | Charles Schwab | $100 | $25,000 | 365d | 3.9% |
| 6 | Tastytrade | $100 | $5,000 | 365d | 2.0% |
Stop tracking bonuses in a spreadsheet
Stacks OS builds a personalized sequence based on your paycheck, tracks every bonus you've done, and tells you exactly what to do next. 129 bonuses, one dashboard.
See your projected earnings →$5/month or $50/year · most first bonuses are $300–$400